Links Digest for March 1st

March 1, 2011
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There’s No Money in Mobile Banking – Bank Systems & Technology
How much revenue from mobile banking will a $4 and $5 billion dollar tech company earn? I'll let the CFOs of Fiserv and FIS answer that question even though one of my algorithms has the answer. It's paltry. This 14-year-old technology (yes, it didn't just happen last year) hasn't made anyone rich (except for a couple of early vendors who sold their company), and it won't because it's an alternative channel. What a consumer does on a cell phone, he/she was doing on a desk phone, or ATM, or card reader, or computer, or the still-popular in-the-flesh tellers at branches.
cbanc is a private, secure online network of community banks
Online forum that community bankers use to exchange information. Uses a point system to that helps encourage you to give as much as you receive from the forum.
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PFM Data Is Getting Lost in Translation – American Banker Article
Tobin Lee, an Intuit spokesman, said its aggregation uses real-time, batch and hybrid approaches, including OFX and direct feeds, as well as screen scraping. "Intuit is a leader in pulling this off successfully," Lee said.

Yodlee said it has moved away from conventional screen-scraping. While it has relationships with 12,000 financial institutions and billers, its "data is primarily coming through data feeds," said Eric Connors, vice president of product management for the Redwood City, Calif., company.

Eighty percent of Yodlee's data comes from direct feeds from the top 10 financial services companies, with which most consumers have relationships. For the rest, the problem remains the same as for smaller entities like Pageonce.

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    There’s No Money in Mobile Banking – Bank Systems & Technology How much revenue from mobile banking will a $4 and $5 billion dollar tech .

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